Urban-based housing in developed countries is higher in quality than those in developing countries, even though there has been a universal outcry for poor housing conditions. According to Knox and Marton (2007), already 10 million people are dying annually in densely populated urban areas from conditions produced by substandard housing and poor sanitation.The research aimed to comparatively analyze the commercial and private residential housing quality in Samaru, Zaria. Hayindogo was purposely selected as private residential area while Danraka was also purposely selected as commercial, residential area. One hundred forty questionnaires were used in the research, and purposive sampling technique was adopted for the selection of respondents and questionnaire administration. Seventy questionnaires were distributed to both private and commercial residential areas. 60% of the respondents from Danraka and 74.3% of the respondents from Hayindogo share toilet facilities. 30.9% and 38.6% depends on borehole water as their major source of water supply in Danraka and Hayindogo respectively. The result also shows 57.1% from Danraka, and 67.1% from Hayindogo of the respondents used a pit latrine. Regarding waste disposal, both residential areas dump their waste in unprotected dump sites. The null hypothesis was therefore rejected indicating a significant difference in the quality of Danraka and Hayindogo residential houses. Some of the Recommendations made include; government should provide adequate water supply, electricity, incinerators and good roads.